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| Inpdap loans - cash immediately available to civil servants |
I loans Inpdap are able to obtain immediate liquidity on the part of public servants, for short or medium-long.
There are different types of loans offered by INPDAP (National Insurance Institute for Employees of the Public Administration). For more information, refer to the official website or to the bank agreement INPDAP BNL.
INPDAP provides concessional funding to workers, retirees and families. It is possible then for these people to apply for loans , on the basis of their availability. These types of loans INPDAP may be provided directly by the welfare or indirectly through affiliated banks or financial agencies (eg. Banca Nazionale del Lavoro).
I Inpdap loans can be divided into several categories:
- Inpdap small loans - is a normal personal loan.
- Direct Loan Inpdap years - a period that goes from 5 to 10 years, the rate of payment is through the sale of the salary.
- guaranteed multi-year loan - may provide a comprehensive agreement with the financial institutions' INPDAP, payment by installment is the sale of the fifth.
According to this distinction the Inpdap loans can be divided into personal loan (up to 120,000 € to 120 months) and secured credit (up to 400,000 Euros in 40 years).
The type of personal loan Inpdap depends on several characteristics, which identify the nature
- required documentation for the expenditure of the funding amount
- life of the loan
- interest rate
- seniority of registration
The Inpdap funding may be required for different destinations as the ' first home purchase, construction of a building , medical expenses and or aesthetic, for ceremonies, travel , car, etc.. The service offers certain advantages, including:
- no cost of opening the contract
- no commission for any lapse
- lower insurance costs
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